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Loan Calculator - Calculate Loan Payments & Interest

Calculate loan payments, interest costs, and monthly payments with our free loan calculator. Get amortization schedules for mortgages, auto loans, personal loans, and calculate total interest costs with detailed payment breakdowns.

Loan Calculator

Calculate monthly payments, interest, and amortization schedules

Quick Loan Presets

Loan Details

Understanding Loan Calculations

Key Terms:

  • Principal: The original loan amount
  • Interest Rate: Annual percentage rate (APR)
  • Term: Length of time to repay the loan
  • Amortization: Gradual loan payoff schedule

Important Notes:

  • • Early payments reduce total interest
  • • Lower rates save money over time
  • • Shorter terms mean higher payments but less interest
  • • These are estimates - actual terms may vary

All calculations are estimates and should be verified with your lender for accurate terms.